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top tips for qualifying for bad credit car financing

Did you know that there are plenty of lenders out there — like Car N’ Credit — that actually specialize in bad credit car financing? If you have a low credit score, financing a car can be particularly challenging, but it’s not impossible if you’re aware of steps you can take to improve your chances of qualifying for a bad credit car loan. Let’s take a look at some of the best tips to help you qualify for bad credit car financing below!

Improve Your Credit Score

Your credit score is one of the most important factors in determining whether or not you’ll qualify for a bad credit car loan. It’s also a good indication of what sort of interest rate you’ll be offered. While it may take some time, there are a few steps you can take to improve your credit score. For example, paying your bills on time and paying down [...]

bad credit car financing

Are you in the market for a new car but happen to have bad credit? Don’t worry. You’re certainly not alone! A lot of people struggle with bad credit, and some may feel like they have limited options when it comes to taking out a car loan because of this. However, if you work with a dealership that offers bad credit car financing, you’ll find that the situation isn’t nearly as bleak as it seems. Let’s take a look at some of the benefits of working with a dealership, like Car N’ Credit, that offers bad credit car financing options.

Access to a Wide Range of Lenders

When you work with a dealership that offers bad credit car financing, you’ll see that there’s actually a pretty significant number of lenders available to you. Dealerships like Car N’ Credit have established relationships with various lenders — especially those who happen to specialize in bad [...]

Having a poor credit score can impact your ability to get loans. While a bad credit score could have previously meant the end of the road for many, it isn’t the case anymore. Thanks to new options that have been recently made available, obtaining a bad credit loan is easier than ever.

Residents of Ohio can obtain a bad credit loan from several lenders. But considering the options available, it can be a little tricky to find the best one.

CarNCredit Offers Bad Credit Loans in Ohio

The folks at CarNCredit can facilitate your auto loans, regardless of your credit score. So you should be able to find a suitable plan even if you have bad or no credit. Unlike other dealers in the region, CarNCredit only requires a two-year term. By comparison, other dealers seek at least a two-and-a-half to three-year term.

CarNCredit accepts weekly and bi-weekly payments, allowing borrowers [...]

buy-car-without-cosigner

For people with bad credit, no credit, or poor credit history, getting a car loan can seem like it is outside the realm of possibility. However, that is not always the case. You can buy a car with bad credit without using a cosigner, and this article explains how. 

What Credit Score Do You Need To Get A Car Without A Cosigner?

Most financial institutions require a credit score of 650 or above in order to qualify for a good car loan. If your credit score falls below this score, many times they will require a cosigner for the loan. This consigner is the person who is responsible for the loan payment if you fail to pay them. However, for people who don’t have someone who can be a cosigner, this can come as bad news, but all hope is not lost. 

What Can I Do If I Have Bad Credit And No [...]
guaranteed-loan-approval

Purchasing a car is already stressful enough without having to worry about your credit history. Thankfully, guaranteed loans are available for individuals with bad or non-existent credit. The team at Car N Credit is available to help you get a guaranteed loan and purchase a vehicle.

What is a Guaranteed Loan?

For individuals who don’t have a credit history or who have a low credit score, getting a loan from a typical bank is difficult. Instead of relying on a bank, some dealerships offer customers guaranteed loans. A guaranteed loan is a promise of repayment on the loan by the dealership should the payer default. This means that instead of working with the loan institution, you work with the dealership to arrange payments. At Car N Credit, we offer guaranteed loans to individuals who live within a 60-mile radius of our dealership. 

Information Needed to Buy a Car with a Guaranteed Loan

can-i-get-a-car-loan-with-a-500-credit-score

When you have a 500 credit score, how do you find the best auto financing? And is it possible to get the right car when on a tight budget? Luckily, at Paul Sherry’s Car-N-Credit, you can get a car loan with a low credit score. As one of the leading car financing dealerships, we work with any credit score.  So we are here to offer a great price and auto financing for your dream car.

We Don’t Pull Your Credit

Our company won’t pull your credit score when applying for auto financing. Instead, we aim to have you behind the wheel of the right vehicle. So when you apply for an auto loan with us, know that you are in good hands.

We have worked with local and national lending companies for decades. And today, we can use our connections to ensure our customers get the car they want. 

That way, [...]

easiest-car-financing-in-dayton-ohio

Welcome to Paul Sherry Car-N-Credit! Choose us for our reputation and what our customers say about us. With an A+ score in our customer reviews, we clearly offer our customers top services.

It’s our mission to make sure you find your next car with us. With several services areas, excellent customer service, and a wide selection, you will get a vehicle and a car loan that’s best for your needs.

Servicing Dayton and Surrounding Areas

When applying for your loan at Paul Sherry’s Car-N-Credit, know that we will take care of you. We have strong connections with regional and national banking institutions to help offer top-value vehicles in the region.

We are also a long-standing member of the Dayton community and the surrounding areas. Because of this and our extended reach, we have great purchasing power that we pass on to our clients.

Bad Credit Car Loans By Car-N-Credit

We [...]

At Car-N-Credit, we understand that you are more than your credit score. That’s why we offer car loans for everyone! No matter what your credit score is, we have a loan arrangement that will work for you. With multiple serviced areas, friendly staff, and a selection of vehicles you are sure to find a vehicle and a car loan that works for you.

Servicing Piqua and Surrounding Areas

As a long-time member of the Piqua area, Car-N-Credit has been able to form many connections to local and national credit unions and banking institutions. Because of this, we are able to offer car loan options to people with any range of credit scores. Bad credit, good credit, no credit—we take it all! Our phenomenal car loan options are available to anyone living within 60 miles of Piqua, Ohio. This includes residents in the surrounding areas such as Dayton, Troy, Sidney, Lima, Vandalia, Urbana, Springfield, Greenville, [...]

When you have a credit score under 500 it can be difficult to find a dealership that is willing to work with you, is reputable, and won’t try to send you off with a crappy car. Thankfully, for people living in the Piqua, Ohio area, this doesn’t have to be the reality. With Car N Credit, you can get a car loan with a credit score under 500. 

Car N Credit Car Loan

Car N Credit prides itself on its friendly and knowledgeable staff. Right when you arrive at Car N Credit, our staff is there to walk you through the car-buying process. You are more than a sale, or a way to make a bottom line. We don’t want you to walk away with debt you can’t handle and a car that doesn’t work. We want to get to know your needs before you even sit in one of our cars. 

At Car N [...]

At Car N Credit, we know how nerve-wracking purchasing a vehicle can be. Particularly if you have a poor credit rating. That’s why we make it a priority to hire knowledgeable and friendly staff. Because our friendly staff is the key to our business. 

Welcoming/Knowledgeable Staff

Right when you arrive at Car N Credit our staff is there to walk you through the car-buying process. We welcome you to our dealership with open arms and get to know you. You are more than a sale, or a way to make a bottom line. We treat you like we would treat our own family and friends. We don’t want you to walk away with debt you can’t handle and a car that doesn’t work. We want to get to know your needs before you even sit in one of our cars. 

Assist with Your Needs

Because we care about you, we want to make sure that [...]

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