Category: Ohio

Need a car but worried about not getting a loan? Well, at Car-N-Credit, we make it easy to get a car loan. Finding and buying a dependable car, at a price you can afford, is a challenge all in itself. Then, you need to work on getting an auto loan, but that can be difficult. At Car-N-Credit, we know how having a bad credit score can affect your vehicle decisions. With Car-N-Credit we guarantee you an auto loan–no matter your credit history or status. 

Car-N-Credit is the best guaranteed auto loan provider in the Piqua/Dayton area. With our guaranteed auto loan promise, we ensure that you get an auto loan even if you have a poor or no credit score. Unlike other dealerships [...]

One of the most common questions we hear as a buy here, pay here dealership is, “Can I get a car loan with a bad credit score?” This is an important question to address because having low credit isn’t uncommon. Unfortunately, with many loans, having low credit means you simply can’t get financed.

Will having bad credit harm your chances of getting a vehicle? Not when you come to Car-N-Credit!

Yes! Car-N-Credit has guaranteed auto loans for drivers with a 500 credit score. Whether you have little to no credit or a low credit score, we work hard to help you get financing for the vehicle you want.

We know that a credit score doesn’t show your full picture. Some people haven’t had the opportunity to build their credit. Others fall on hard times temporarily and want to work back up to a good [...]

Most people need a vehicle, but it may surprise you how challenging it can be to get one when you start looking — especially if your credit score isn’t up to par. And with the average SUV generally costing more than cars, it’s even more important for shoppers to secure affordable financing. Guaranteed auto loans seek to change the traditional auto buying process by getting people the vehicles they want without taking a negative credit score into consideration.

Guaranteed auto loans make you eligible to get financing for a new or used vehicle, regardless of your credit history, credit score, and other financial marks against you. Whether you have no credit or bad credit, a guaranteed auto loan can still help you get the vehicle you want [...]

Have you visited other dealerships only for the finance department to run your credit and say they can’t help you? Not every car buying experience needs to be like that. In fact, bad credit does not automatically disqualify you from buying a vehicle.

The key is to work with a dealership that’s designed to handle situations like yours. At Car-N-Credit, we work with people who have bad credit every day. Despite your credit history, you can qualify for guaranteed auto financing with us.

Our financing model is buy here pay here. That means that you buy the car from us, we finance it, and you make each payment with us until you pay off your loan. We even offer two-year payment terms so that you can get your car paid off quickly.

We’ll also work with you on an affordable down payment amount, [...]

Buying your next vehicle from a Buy Here Pay Here dealership will provide you with a long list of benefits. To begin with, anyone can successfully get financing at the best Buy Here Pay Here dealerships. By contrast, most regular dealerships will only offer financing to those with good or excellent credit. From the ability to get financing, the list of benefits just grows and grows.

As mentioned, the biggest advantage of a Buy Here Pay Here dealership is the fact that anyone can buy there, regardless of credit scores. If you do not have an amazing credit score, you will likely have to ask numerous dealerships, banks, and credit unions for an automotive loan before you find one that will approve you. [...]

Start the new year off on the right foot with a used car from Car-N-Credit to drive around Piqua and the surrounding areas in 2019 and the future. With an exceptional selection of vehicles to choose from and the ability to work with everyone, regardless of their credit situation, Car-N-Credit is the place to go for a new-to-you vehicle, no matter your budget or needs.

At Car-N-Credit, we strive to make owning a vehicle accessible to everyone, regardless of their financial situation. We understand that a single disaster can ruin your credit, making it hard to get back on track. That is why our finance department accepts all types of credit, even if you have no credit or bad credit. We do not [...]

Before getting a used car auto loan, you need to take the time to figure out how much you can really afford to spend. Our team at Car-N-Credit can answer your questions and assist you, but the process will go more smoothly if you have done some research yourself. Luckily, there are numerous auto loan calculators available online to help you determine your budget. Here are some of our favorites.

In the website’s auto loan calculator, Bankrate asks you to estimate how much you will borrow, the term of the loan, whether your auto is used or new, and your interest rate. If you do not know the interest rate, there is also a button to find the rate. Based on the information you provide, you will see figures for the estimated monthly payment, the total principal paid, and the total interest paid. There is no figure for the total cost of the loan, [...]

When you visit Car-N-Credit, you will notice excellent customer service in addition to a great selection of vehicles that fit your budget, regardless of your credit score. One of the major differences at Car-N-Credit compared to other buy here pay here dealerships is the high level of service you will receive. Our level of service will let you know that we make your interests a priority so you are fully satisfied with your purchase.

At Car-N-Credit, we understand the importance of customer service, both for you as a customer and for us as a business. By striving to deliver the best possible customer service, we can ensure that everyone who leaves our dealership does so with a smile on their face and complete satisfaction. If those satisfied customers spread the word, we are able to help even more drivers find the vehicles that they need or want, regardless of their [...]

At Car-N-Credit, we have an excellent selection of sedans that you can get with low weekly payments. We strive to make it possible for everyone to drive their own car, regardless of their financial situation or credit score, which is why we offer weekly payments in addition to other financing options. Our sedans are incredibly popular, or you can opt for a van, truck, or SUV.

We chose to offer weekly payments in addition to biweekly payments and traditional monthly options to accommodate customers’ busy lifestyles. With weekly payments, you will be able to rebuild your credit score more quickly since we report to the major credit bureaus. Weekly payments even have an added benefit in terms of managing your finances.

One of the many sedans you can find at Car-N-Credit is the Ford Fusion, with your choice of various model years at any given [...]

For those on a budget or with less-than-stellar credit, Car-N-Credit is the Ohio buy here pay here choice. This dealership has an established reputation in the community, delivering the reliability you need to have confidence in your purchase and customer service. Over the years, we have developed a strong reputation for helping everyone find the auto that fits their needs and gets them to their job, regardless of their credit score. We make it easy to get an automotive loan without any credit checks. We even have same-day delivery and report back to the credit bureaus to help you improve your credit score for all your future purchases.

Car-N-Credit is located in Piqua, Ohio, making it easy for those from all over Miami Valley to reach us. Whether you are in Dayton, Greenville, Troy, or another nearby town, Car-N-Credit is only a short drive away. This [...]