Category: Paul Sherry

When you have bad credit, getting a car loan can be a long and lengthy process. In some cases, finding a loan institution that accepts your credit score can take months. However, not all hope is lost. With Car-N-Credit, you can get a bad credit car loan is minutes!

Not a lot of people have the money to be able to purchase a car in cash. For most people, car loans are the alternative solution—allowing them to purchase a car and pay for it over time. In order to get a car loan, most people either find a car loan on their own or use one that is offered by the dealership. When searching on your own, you will have to apply for a loan and wait [...]

Having a poor credit score can impact your ability to get loans. While a bad credit score could have previously meant the end of the road for many, it isn’t the case anymore. Thanks to new options that have been recently made available, obtaining a bad credit loan is easier than ever.

Residents of Ohio can obtain a bad credit loan from several lenders. But considering the options available, it can be a little tricky to find the best one.

The folks at CarNCredit can facilitate your auto loans, regardless of your credit score. So you should be able to find a suitable plan even if you have bad or no credit. Unlike other dealers in the region, CarNCredit only requires a two-year term. By comparison, other dealers seek at least a two-and-a-half to three-year term.

CarNCredit accepts weekly and bi-weekly payments, allowing borrowers [...]

Buying your first car is a big occasion. Even if you have driven cars before, getting your own automobile for the first time is a completely different experience. A lot of time goes into picking a car best suited for your budget and preferences.

There are various aspects to keep in mind before getting a new vehicle. These include safety features, miles per gallon, seating capacity, and so on. If you’re not careful in considering these factors, you may end up eventually getting disappointed with your car. This makes the decision all the more crucial for first time car buyers. With this in mind, let’s look at the top five used cars for first-time buyers.

2017 Nissan Versa S Plus

The Versa S Plus boasts an array of features ideally suited for first-time car owners. [...]

For people with bad credit, no credit, or poor credit history, getting a car loan can seem like it is outside the realm of possibility. However, that is not always the case. You can buy a car with bad credit without using a cosigner, and this article explains how. 

Most financial institutions require a credit score of 650 or above in order to qualify for a good car loan. If your credit score falls below this score, many times they will require a cosigner for the loan. This consigner is the person who is responsible for the loan payment if you fail to pay them. However, for people who don’t have someone who can be a cosigner, this can come as bad news, but all hope is not lost. 

Are you planning to buy a car? If yes, you most probably are considering a loan. 85% of new car purchases in the country are financed. But when you apply for a loan, you need to consider your credit score.

The credit score is a system designed to identify the creditworthiness of borrowers from the perspective of a lender. You can get a score of anywhere between 300 to 850. The higher your score, the better you look to lenders.

A high credit score means getting better rates with lenders. That is because they see you as someone trustworthy.

That said, several factors can affect your overall score. These include: 

• Previous loans
• Length of credit history
• Types of credit 
• Total amount you owe
• History of your payments

If you miss out on payments or do anything that [...]

When you have a 500 credit score, how do you find the best auto financing? And is it possible to get the right car when on a tight budget? Luckily, at Paul Sherry’s Car-N-Credit, you can get a car loan with a low credit score. As one of the leading car financing dealerships, we work with any credit score.  So we are here to offer a great price and auto financing for your dream car.

Our company won’t pull your credit score when applying for auto financing. Instead, we aim to have you behind the wheel of the right vehicle. So when you apply for an auto loan with us, know that you are in good hands.

We have worked with local and national lending companies for decades. And today, we can use our connections to ensure our customers get the car they want. 

That way, [...]

Welcome to Paul Sherry Car-N-Credit! Choose us for our reputation and what our customers say about us. With an A+ score in our customer reviews, we clearly offer our customers top services.

It’s our mission to make sure you find your next car with us. With several services areas, excellent customer service, and a wide selection, you will get a vehicle and a car loan that’s best for your needs.

When applying for your loan at Paul Sherry’s Car-N-Credit, know that we will take care of you. We have strong connections with regional and national banking institutions to help offer top-value vehicles in the region.

We are also a long-standing member of the Dayton community and the surrounding areas. Because of this and our extended reach, we have great purchasing power that we pass on to our clients.

We [...]

At Car N Credit, we know how nerve-wracking purchasing a vehicle can be. Particularly if you have a poor credit rating. That’s why we make it a priority to hire knowledgeable and friendly staff. Because our friendly staff is the key to our business. 

Right when you arrive at Car N Credit our staff is there to walk you through the car-buying process. We welcome you to our dealership with open arms and get to know you. You are more than a sale, or a way to make a bottom line. We treat you like we would treat our own family and friends. We don’t want you to walk away with debt you can’t handle and a car that doesn’t work. We want to get to know your needs before you even sit in one of our cars. 

Because we care about you, we want to make sure that [...]

Buying your next vehicle from a Buy Here Pay Here dealership will provide you with a long list of benefits. To begin with, anyone can successfully get financing at the best Buy Here Pay Here dealerships. By contrast, most regular dealerships will only offer financing to those with good or excellent credit. From the ability to get financing, the list of benefits just grows and grows.

As mentioned, the biggest advantage of a Buy Here Pay Here dealership is the fact that anyone can buy there, regardless of credit scores. If you do not have an amazing credit score, you will likely have to ask numerous dealerships, banks, and credit unions for an automotive loan before you find one that will approve you. [...]

Are you looking for a used car and don’t want to drive far from home to get it? Paul Sherry’s Car-N-Credit is conveniently located in Piqua, Ohio, just off I-75, and we’re a short drive from Troy, Sidney, Grenville, and the Greater Dayton Area. Just hop in your car and come and see us. You will be here in no time, and we will make sure you get your vehicle quickly and easily. Forget about spending all day getting a used car. We make the process so easy that you’ll be driving around town in your vehicle in no time.

Our location isn’t the only reason it’s easy to shop at Paul Sherry’s Car-N-Credit. Our website makes it easy to find your vehicle before you even leave home. Browse our inventory to find what you want in a used vehicle. Then, when you come out to [...]