Category: Used Car For Sale

At Car-N-Credit, we understand that you are more than your credit score. That’s why we offer car loans for everyone! No matter what your credit score is, we have a loan arrangement that will work for you. With multiple serviced areas, friendly staff, and a selection of vehicles you are sure to find a vehicle and a car loan that works for you.

As a long-time member of the Piqua area, Car-N-Credit has been able to form many connections to local and national credit unions and banking institutions. Because of this, we are able to offer car loan options to people with any range of credit scores. Bad credit, good credit, no credit—we take it all! Our phenomenal car loan options are available to anyone living within 60 miles of Piqua, Ohio. This includes residents in the surrounding areas such as Dayton, Troy, Sidney, Lima, Vandalia, Urbana, Springfield, Greenville, [...]

If you have bad credit, or have had bad credit in the past, you know how difficult it can be to find a reliable car at a price you can afford. Thankfully, at Car-N-Credit, you can have both. We have a well-rounded selection of used cars, competitive financing options, and a friendly staff. All of these things make Car-N-Credit the top choice for those seeking a buy-here pay-here dealership in Ohio. 

Just because you have bad credit doesn’t mean you shouldn’t be able to get a reliable and affordable car. Car-N-Credit has a wide and well-rounded selection of used cars that you can choose from. Our inventory includes some of the top car brands on the market such as, Honda, Ford, Toyota, Nissan, Kia, and more! Take your pick from  a wide range of coupes, sedans, crossovers, and trucks. Whatever your lifestyle, we have a vehicle that is sure to [...]

Need a car but worried about not getting a loan? Well, at Car-N-Credit, we make it easy to get a car loan. Finding and buying a dependable car, at a price you can afford, is a challenge all in itself. Then, you need to work on getting an auto loan, but that can be difficult. At Car-N-Credit, we know how having a bad credit score can affect your vehicle decisions. With Car-N-Credit we guarantee you an auto loan–no matter your credit history or status. 

Car-N-Credit is the best guaranteed auto loan provider in the Piqua/Dayton area. With our guaranteed auto loan promise, we ensure that you get an auto loan even if you have a poor or no credit score. Unlike other dealerships with [...]

During the hot summer months, nobody wants to get all sweaty on their drive to work or church or even just the grocery store. Rolling down the windows works sometimes, but what about those extra hot and humid days, or when it’s raining, or when your passenger is trying to make a phone call but can’t hear because of the wind?

If your AC is not blowing as cold as it used to, the good news is that it may not cost as much as you think to get your air conditioning cold again. In fact, depending on the issue, you may be able to do it yourself with an AC recharge kit for only $25 and 15 minutes of work.

A common problem with air conditioners is that over time slow leaks can develop in the AC lines or connectors, and eventually there is [...]

Industries of all types have taken a massive hit from the coronavirus outbreak, including the auto industry. As a consumer, you may have several questions about the global shut-down of auto production and how it affects you and your ability to buy a car right now.

Although there are a lot of unknowns for everyone, we at Car-N-Credit want to help ease some of your concerns by answering your frequently asked questions.

Paul Sherry Chrysler Ram Jeep Dodge Dealership is OPEN and serving customers

There are two important things to think about right now: Your health and your finances. If you believe that both are safe and are taking proper precautions to protect them, then you might consider buying a car right now. Car dealerships are open and ready to serve you, and many of them are offering significant discounts to keep business afloat during the [...]

If there are three constants in life, they are death, taxes, and the fact that it seems to be impossible to find consistently low-priced gas.

While gas prices aren’t at the record highs of 2012 they are trending up from the lows we saw in 2016 into a steady, wallet-destroying climb. The bad news is, there isn’t much we can do about fluctuating oil prices.

The good news is that we can give you some solid tips on how you can get the most mileage from your used car on each fill-up.

Used Cars For Sale

Going a little faster to get where you are going in the quickest possible time seems like a solid gas saving tip, but it doesn’t quite work like that.

The faster you go, the more you car experiences drag, or air resistance, the force acting opposite to the forward motion your engine [...]

Buying a used car is the right choice for many, but warranties on used vehicles can be confusing. Unlike new cars, used cars usually don’t have as long of a protection period for things that might go wrong. Here’s what you need to know about the warranty on the used car you’re looking to purchase and how to best protect yourself and your investment.

The warranty you get for your used car depends on how old it is. If you’re buying a vehicle that’s only a year or two old, you may still have some of the original warranty left depending on your date of purchase, and you might be presented with the option to buy an extended warranty.

However, vehicles that are past the point of coverage under the original manufacturer’s warranty might have a different, not as extensive warranty placed on it by the manufacturer or [...]

Start the new year off on the right foot with a used car from Car-N-Credit to drive around Piqua and the surrounding areas in 2019 and the future. With an exceptional selection of vehicles to choose from and the ability to work with everyone, regardless of their credit situation, Car-N-Credit is the place to go for a new-to-you vehicle, no matter your budget or needs.

At Car-N-Credit, we strive to make owning a vehicle accessible to everyone, regardless of their financial situation. We understand that a single disaster can ruin your credit, making it hard to get back on track. That is why our finance department accepts all types of credit, even if you have no credit or bad credit. We do not [...]

Before getting a used car auto loan, you need to take the time to figure out how much you can really afford to spend. Our team at Car-N-Credit can answer your questions and assist you, but the process will go more smoothly if you have done some research yourself. Luckily, there are numerous auto loan calculators available online to help you determine your budget. Here are some of our favorites.

In the website’s auto loan calculator, Bankrate asks you to estimate how much you will borrow, the term of the loan, whether your auto is used or new, and your interest rate. If you do not know the interest rate, there is also a button to find the rate. Based on the information you provide, you will see figures for the estimated monthly payment, the total principal paid, and the total interest paid. There is no figure for the total cost of the loan, [...]

Our dealership understands that not everyone has a good credit score or the savings necessary to buy an auto, even a used one, outright. We feel that everyone is entitled to the ability to buy a car of their choice, regardless of financial situation, which is why we proudly offer guaranteed financing to those from Piqua, Troy, Sidney, and Dayton. This way, you do not have to search high and low for a dealership that approves you for an auto loan, wasting your valuable time. Instead, you can make a single trip to our dealership and know that you will be able to walk out with financing or drive away in your own vehicle thanks to that financing.

Just like we understand that even those with poor credit scores or a limited amount available for a down payment need a vehicle, we do not feel that you should only have a handful [...]