Blog

Have you visited other dealerships only for the finance department to run your credit and say they can’t help you? Not every car buying experience needs to be like that. In fact, bad credit does not automatically disqualify you from buying a vehicle.

The key is to work with a dealership that’s designed to handle situations like yours. At Car-N-Credit, we work with people who have bad credit every day. Despite your credit history, you can qualify for guaranteed auto financing with us.

Bad Credit Doesn’t Have to Hurt Your Chances of Buying a Car

Our financing model is buy here pay here. That means that you buy the car from us, we finance it, and you make each payment with us until you pay off your loan. We even offer two-year payment terms so that you can get your car paid off quickly.

We’ll also work with you on an affordable down payment amount, and you can decide whether you want to pay weekly or bi-weekly. Your financing will tailor to your needs to work with your current credit and help you build it along the way. We regularly report to TransUnion, so every on-time payment can boost your score.

Choose From a Wide Selection of Used Vehicles

Don’t feel like you’re stuck with a clunker just because of your credit history. At Car-N-Credit, you’ll find vehicles in excellent condition that are waiting for their new owner. Whether you want to save some money on an older car or you have enough saved to get something newer, you’ll have plenty to choose from on our lot.

View our favorites from our current inventory online before stopping in. Or, give us a call or visit us in person to let us know what you’re looking for. We’re happy to help.

Submit a Form for a Car Loan Request Today

You can also start the process of financing your vehicle online at your convenience. Fill out the no-obligation form to let us know more about you, what kind of car you’re looking for, and the kind of payments you need. We’ll contact you to discuss your needs and give you some options.

When you are ready to move further in the buying process, we’ll help you every step of the way, from offering straightforward credit approvals to setting up your payment schedule. We guarantee a financing plan for anyone who lives within 60 miles of our dealership.

Welcome to the Paul Sherry Family

The Paul Sherry family of dealerships is one we’re proud to be a part of, and we hope you will be too. We work hard to make sure our customers are not just happy with their car-buying experience, but that they also feel like a part of our family.

At Car-N-Credit, it’s our goal to help people who have been burned by their credit. Bad credit is welcome here, and we’ll do everything we can to get you a vehicle you love. Stop into our Piqua, Ohio dealership, or give us a call at (937) 773-0895 to start the process.