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Not all car dealerships have your best interests in mind when you’re shopping for a vehicle, especially if you have bad or no credit. In fact, it’s not unheard of to get turned away from buying a car just for having a not-so-perfect credit history.

That’s why dealerships like Car-N-Credit exist. We’re a one-stop shop for getting a vehicle that meets your needs and financing that fits your budget. And we don’t turn anyone away, regardless of their credit history.

If you’re in the market for a vehicle to get you to work, school, and anywhere else in between, we are happy to help.

Bad Credit? No Problem!

The beauty of a buy here, pay here dealership is that they work with people with bad or little to no credit. Unlike regular dealerships that often have strict requirements for financing, a buy here, pay here dealership extends financing to people deemed “risky” by financial institutions.

Car-N-Credit is a buy here, pay here dealership that works to get people in the Dayton, Ohio area into the vehicle they want, no matter what their credit score is. 

We are considered a top dealership in Ohio for those with bad credit. Our financing options are flexible to help you make affordable payments toward owning your car and getting your credit back on track. Every time you make an on-time payment on your vehicle, you’ll also work toward boosting your credit score!

Sales and Finance Staff Ready to Assist

Our knowledgeable and helpful staff consists of some of the best people in the business, and they’re all ready to work with you to get you what you need for a vehicle and financing.

When you visit our dealership, you’ll work with the sales team to get you into the right vehicle. We’ll show you the vehicles we have in stock that match what you’re looking for and fit your budget.

Once you decide on a couple of options, our finance team can run the numbers and give you a financing rundown for each vehicle you’re considering. They’ll help you compare and contrast the details to make sure you’re getting the vehicle that works best with your monthly bills and credit. 

Well-Rounded Vehicle Selection for All Budgets

Car-N-Credit isn’t one of those tiny dealerships with a few rundown cars waiting to be sold to people with bad credit. We’re proud to offer one of the best selections in the area with vehicles of varying price ranges to appeal to all budgets. 

There’s no reason to settle on a clunker just because you have bad credit. We have vehicles of all types—sedans, SUVs, vans, etc.—so that you drive away with one that you actually want and need. And we make sure every vehicle on our lot is priced fairly according to its condition, make, model, and value.

You can hop online to see our current inventory for yourself before you give us a call or visit. Each vehicle has a detailed description, several photos, and a price estimate right on its page. You can also see how much you can expect to pay each week for it. 

Come Visit Us Today for Your Next Car

Start the financing process online by submitting a form to take advantage of our no obligation car loan application. The application doesn’t affect your credit score. We’ll get back to you as soon as possible with more information upon completing the application. 

Then, when you’re ready to work with a buy here, pay here dealership that really does have your best interests in mind, come see us at Car-N-Credit. We’re conveniently located off I-75, just north of Dayton. 

When you visit, we’re happy to show you around the lot, let you test drive the vehicles you’re interested in, and talk more about your financing options. You’re just a few steps away from being on the road to better credit when you choose Car-N-Credit for your next vehicle.